Legal

The rules, in plain terms.

Opt2In is a free tool: upload your own data export and see who’s tracking you and what your attention is worth. These are the rules for using it. Short version: it’s free, use it for yourself, the dollar figures are estimates and not financial advice, one account per person, and your raw data never leaves your device.

Last updated September 1, 2026 · Version 2.6

Using Opt2In means you accept these terms. Uploading an export, running the report, creating an account, clicking an offer, or cashing out all count as acceptance. If you don’t agree, don’t use the site.

You can stop anytime by closing the tab. Deleting your account — an email-confirmed flow with a 30-day window to change your mind — removes everything we hold (see the Privacy Policy).

01Who we are

These Terms are an agreement between you and OPT2IN LLC (“Opt2In,” “we,” “us”), a Florida limited liability company operating opt2in.com.

02What Opt2In does

The free tool in one line, and what saving a report actually stores.

Opt2In is a free tool. Open your own data export (for example, from Instagram) and it is read on your device — in your browser on the web, or in the iOS app — to show who is targeting you, what has been inferred about you, and an estimated dollar value of the attention advertisers pay to reach you.

The report runs entirely on your device — your raw export is never uploaded or shared. If you have an account, a report you run while signed in is saved to it automatically, and you can also save one yourself from a save prompt; either way we store the analyzed summary, never the raw export. See the Privacy Policy. On the opt2in.com website we also show brand offers matched to your data; clicking one takes you to the brand via an affiliate or referral link. Brand signup bonuses are paid by the brand directly into your account with them. Opt2In does not pay you for using the Service or for saving a report; balances and cash-out on the opt2in.com website exist only to pay out bonuses already credited under earlier terms (section 6). Earnings features are not part of the iOS app.

•Your raw export never leaves your device. When a report is saved, we store only the analyzed summary it produced — never the file itself.

03Eligibility

  • You must be at least 18 years old.
  • Only upload exports that belong to you and that you have the right to download.
  • You must not be barred from using our services under applicable US law.
  • Information you give us (such as your email) must be accurate and yours.

04Acceptable use

The short list of don’ts.

Don’t:

  • Upload someone else’s export, or reverse-engineer our code to extract third-party data.
  • Use the site to harm, harass, defraud, or violate the rights of others.
  • Disrupt or overload our infrastructure (denial-of-service, abnormal scraping).
  • Circumvent security features, rate limits, or access controls.
  • Break any applicable US law, or use the site under a false identity.
  • Create multiple accounts or use aliases to game bonuses, credits, or payouts (“bounty farming”). One account per person.
  • Submit fake or self-dealing affiliate conversions.
  • Resell or commercialize the report output without written permission (personal use is fine).

Violations let us block your access, void unearned credits, and withhold pending payouts connected to the violation.

05Estimates, not advice

Why the dollar figures are illustrations, not promises.

Important. The dollar figures in your report (“extracted from you,” offer amounts) are estimates from public benchmarks — not audited figures, not a platform’s actual revenue from you, and not a prediction of earnings. Treat them as rough illustrations, not financial advice.

  • “Extracted from you” multiplies your engagement (e.g. liked posts) by a benchmark CPM; real per-user revenue varies and isn’t disclosed.
  • Offer amounts (a brand’s referral bonus or new-customer discount) are quoted from each brand’s published terms, which change without notice — confirm on the brand’s own site.
  • We are not an investment adviser, tax professional, or attorney; nothing here is financial, tax, or legal advice.

06Offers, bonuses & payouts

How the free tool makes money, and what you get, told straight.

We earn through affiliate marketing: when you click a branded offer and sign up, Opt2In may earn a commission from the brand. That commission is our revenue; your benefit is the brand’s own signup bonus or discount through the link. This keeps the report free.

Earnings features are part of the Opt2In website only and are not available in the iOS app.

  • Links are disclosed. Each offer is a referral or affiliate link to the brand: you get the brand’s own new-customer bonus or discount, and Opt2In may earn a commission.
  • We follow FTC endorsement guidelines (16 C.F.R. Part 255).
  • Offers aren’t ranked by what pays us. They’re matched to your real interests and activity.
  • We’re not the merchant. Your relationship with Robinhood, SoFi, Coinbase, or any brand is with them; their terms, refunds, and support are theirs.
•Your balance is a bonus ledger, not a bank account — no interest, not a deposit, not insured. Cash out anytime through Tremendous; deleting your account with a balance forfeits it.

Your balance and cashing out

Opt2In no longer pays a bonus for saving a report, and no new Opt2In-paid bonuses are being credited. A balance earned under earlier terms is still yours: it stays in your account and you can cash it out exactly as described here.

  • Your balance is a bonus ledger, not a bank account — no interest, not a deposit, not insured.
  • Cashouts are fulfilled by Tremendous (gift card, PayPal, Venmo, bank transfer, and more). Claim emails go to your payout email — keep it accurate.
  • Your balance comes only from Opt2In-paid bonuses already credited to you — never from offer commissions, and nothing new is being added to it.
  • Anti-fraud holds. We may delay, reduce, or void credits and payouts we reasonably believe came from bounty farming or other fraudulent activity (section 4).
  • Deleting your account with a balance forfeits it — cash out first.
  • Taxes are yours. Bonuses may be taxable income to you.

07Third-party services

The outside services in the stack, and whose terms govern them.

Opt2In links to or integrates third-party services, including Meta (Instagram), Anthropic (AI chat), Netlify (hosting), SendGrid (email), Tremendous (payouts), Google (optional sign-in, fonts, maps), Carto / OpenStreetMap (map tiles), DuckDuckGo (icons), Kit (email list), and the affiliate networks and brands in the offer library. Your use of them is governed by their own terms and privacy policies. We’re not responsible for third-party outages, changes, data practices, or content (including Tremendous reward availability), and disclaim liability for their acts to the fullest extent permitted by law.

08Intellectual property

Everything on opt2in.com — content, code, design, copy, logos — is owned by OPT2IN LLC or our licensors and protected by US copyright, trademark, and trade-secret law.

  • You get a limited, non-exclusive, non-transferable, revocable license to use the Service for your own personal, non-commercial purposes.
  • Don’t copy, modify, reverse-engineer, scrape, or redistribute the Service without prior written permission.
  • You keep ownership of your own export and the report it produces — screenshot, share, or print it however you like.

09Disclaimers

To the fullest extent permitted by law:

  • The Service is provided “as is” and “as available,” with no warranties of any kind (merchantability, fitness for a particular purpose, non-infringement, or accuracy).
  • We don’t warrant it will be uninterrupted, secure, or error-free, or that the output (including dollar estimates) will be accurate or reliable.
  • We don’t warrant any result — specific savings, bonuses, payouts, or match quality.
  • You assume responsibility for how you use your export and any decisions based on the report.

10Limitation of liability

The ceiling on what we owe if something goes wrong.

To the fullest extent permitted by law:

  • No indirect damages — no incidental, special, consequential, exemplary, or punitive damages (lost profits, savings, data, or goodwill), even if we were advised they were possible.
  • Cap on direct damages. Our total liability for direct damages relating to these Terms or the Service is capped at one hundred US dollars ($100). Opt2In is free, so there is no purchase amount to calculate damages from.
  • These limits are an essential part of the bargain; the Service would not be provided without them.
  • Where a jurisdiction doesn’t allow these limits, they apply to the fullest extent permitted.

11Indemnification

You agree to defend, indemnify, and hold harmless OPT2IN LLC, its founders, employees, and affiliates from any claim, loss, liability, or cost (including reasonable attorneys’ fees) arising from: your use of the Service; your violation of these Terms; your violation of a third party’s rights (including intellectual property or privacy); or any export you upload that you do not have the right to use.

12Termination

How either side ends it, and what happens to your balance.

We may suspend or terminate your access at any time, with or without cause or notice, including if we believe you have violated these Terms; if we terminate without cause, we pay out any legitimately earned balance first. You can stop anytime: close the tab, or delete your account. On the website that is an email-confirmed flow that permanently removes your profile, saved reports, and activity after a 30-day window in which you can change your mind (cash out first; deleting with a balance forfeits it). In the iOS app, “Delete my account” on the Account screen removes them immediately and permanently, with the emailed 30-day flow offered as an alternative. Payout records and an anti-fraud ledger are kept as business records.

Sections that by their nature should survive termination do — including Intellectual Property, Disclaimers, Limitation of Liability, Indemnification, Governing Law, and Miscellaneous.

13Changes

We may update these Terms. For a material change, we’ll update the “Last updated” date above and, for significant changes, give additional notice (a homepage banner or an email if you subscribed). Continuing to use the Service after changes take effect means you accept them.

14Governing law & disputes

Which state’s law applies, and how to raise a dispute first.

These Terms are governed by the laws of the State of Florida, USA, without regard to conflict-of-laws rules. The US federal and Florida state courts in Miami-Dade County have exclusive jurisdiction over any dispute, and you consent to personal jurisdiction and venue there.

Before filing a formal claim, email legal@opt2in.com with a description of the issue — we’ll try to resolve it informally within 30 days. Either party may still seek injunctive relief from a competent court to protect intellectual property or prevent imminent harm.

15Miscellaneous

  • Entire agreement. These Terms and the Privacy Policy are the whole agreement and supersede prior ones.
  • Severability. If a provision is unenforceable, the rest stay in effect.
  • No waiver. Not enforcing a right isn’t a waiver of it.
  • Assignment. You can’t assign these Terms without our consent; we may assign them in a merger, acquisition, or sale of assets.
  • Force majeure. We’re not liable for delays caused by events beyond our reasonable control.
  • Headings are for convenience only.
  • Relationship. Nothing here creates a partnership, joint venture, employment, or agency relationship.

16Contact